South Carolina laws state all businesses with at least four employees must carry workers’ compensation insurance. The variety of benefits provides payment for medical treatment, lost wages, and any necessary future expenses.
Construction workers get exposed to hazardous working conditions every day. They operate heavy machinery, handle sharp objects, and work on unsteady ground. Any number of problems could easily cause injury or even death. Despite laws requiring proper training and the use of safety gear, accidents still happen.
When you’re working on a construction site, you put yourself at risk every time you clock in for your shift. If you sustain an injury from tripping on materials, falling from great heights, or getting exposed to dangerous chemicals, you might qualify for benefits through your employer’s workers’ compensation policy.
Construction workers injured on the job site are allowed to apply for workers’ compensation benefits. The benefits you’re approved to receive could cover your medical bills, wages you’re unable to earn, and disability.
Under South Carolina law, you must notify your employer or your injury if you want to receive benefits. The most common workers’ comp benefits available for construction workers include the following:
- Temporary Partial Disability: This benefit covers injured workers who can work but are limited to specific tasks or fewer hours, causing a reduction in pay. This coverage pays two-thirds of the difference between your wages before and after the accident.
- Temporary Total Disability: This benefit pays individuals unable to work more than seven consecutive days. You don’t receive any payments until you miss more than fourteen days of work. At that time, you’re eligible to receive two-thirds of your average weekly wage.
- Permanent Partial Disability: If your doctor diagnoses you with a permanent partial disability, you could receive benefits. That covers injuries to specific body parts, organ injuries, and disfigurement to the face, head, neck, or any body part you must expose to fulfill the duties of your job.
- Permanent Total Disability: If your doctor diagnoses you with a permanent total disability after completing treatment, you could receive the same amount of benefits you received for your temporary total disability. You’re eligible for payments up to a maximum of 500 weeks.
- Additional Benefits: Any treatment deemed medically necessary, reimbursement for driving to and from doctors’ appointments, and vocational rehab.
If you want to qualify for benefits from your employer’s policy, you must seek treatment from the doctors they approve. If you see a doctor you choose without permission by your employer, you could end up paying out of pocket expenses.
If you’re a construction worker suffering from a job-related injury, call Hammack Law Firm today. We have experience in providing excellent legal representation to our clients. Our small firm allows us to give individualized attention to everyone who hires us. We believe in the importance of customer service. That’s why our team of legal professionals is available 24/7 to speak with you about your case.
We offer free consultations, so there’s no risk or obligation to receive much needed legal advice. Call us at (864) 766-7108, and we’ll connect you to one of our dedicated lawyers.
Our Client Bill of Rights offers a 30-day unconditional satisfaction guarantee —no costs and no fees. We serve our Greenville clients in all areas of personal injury, including auto and motorcycle accidents, truck accidents, and boating accidents.
To get started with our Greenville personal injury law firm, please simply contact construction accident lawyer in Seneca or call (864) 766-7108 for a free consultation.
With over 25 years of legal experience, Paul Hammack provides his clients with a level of trial expertise and strategic insight rarely found in personal injury litigation. Having spent the first eight years of his career working within major insurance defense firms across Georgia and South Carolina, Paul gained an intimate understanding of the “other side’s” playbook. This insurance industry background serves as a unique differentiator for his clients; he knows exactly how insurance carriers evaluate risk and what motivates them to pay top dollar for a claim.
In 2008, Paul founded Hammack Law Firm to move away from the “plaintiff mill” model and focus on building personal relationships with those he represents. As a seasoned litigator, he has tried dozens of first-chair cases to verdict, specializing in high-stakes litigation involving catastrophic injuries and complex truck accidents. His dual-state practice allows him to provide aggressive representation across both South Carolina and Georgia, ensuring victims of negligence receive the maximum financial compensation possible regardless of which side of the state line the accident occurred.
Paul’s commitment to excellence is reflected in his record of significant achievements, including a $10 million tractor-trailer wrongful death settlement and a $3.9 million moped-versus-truck recovery. His credentials and bar admissions in both South Carolina and Georgia underscore his deep roots in the regional legal community. Beyond the courtroom, Paul is a dedicated advocate for his local community, contributing his time and resources to organizations such as the United Way, Red Cross, and Hands On Greenville, all while working to make South Carolina a safer place for everyone.
