Statistics show that 1 in 8 drivers does not have insurance. So what do you do if you are injured by an uninsured driver? The short answer is as long as you have insurance and you meet a few minimum standards, you still have a valid claim under your policy’s Uninsured Motorist coverage. Every policy issued in the State of South Carolina must have minimum Uninsured Motorist limits of $25,000 and must at least equal the liability limits on your policy. If you have multiple vehicles in your household you may be able to stack your Uninsured Motorist coverage, which means multiplying your UM coverage by the number of vehicles in your household if you qualify as a class I insured.
If you have ever been injured in an accident with an uninsured driver, you still have rights, but the law can be confusing. It can be a nightmare if you don’t have someone in your corner with experience handling these claims. The Greenville personal injury attorneys at Hammack Law Firm have decades of experience getting justice for victims of uninsured drivers.
If you have been in an accident with an individual that does not have insurance, contact Hammack Law Firm today. Our team of professionals are willing to give you a free consultation regarding your case and help you navigate your Uninsured Motorist claim. Do not wait when it comes to your health and your financials, call us at (864) 766-7108. Relax, we’ve got your back.
Our Client Bill of Rights offers a 30-day unconditional satisfaction guarantee —no costs and no fees. We serve our Greenville clients in all areas of personal injury, including auto and motorcycle accidents, truck accidents, and boating accidents.
To get started with our Greenville personal injury law firm, please simply contact us online or call (864) 766-7108 for a free consultation.
With over 25 years of legal experience, Paul Hammack provides his clients with a level of trial expertise and strategic insight rarely found in personal injury litigation. Having spent the first eight years of his career working within major insurance defense firms across Georgia and South Carolina, Paul gained an intimate understanding of the “other side’s” playbook. This insurance industry background serves as a unique differentiator for his clients; he knows exactly how insurance carriers evaluate risk and what motivates them to pay top dollar for a claim.
In 2008, Paul founded Hammack Law Firm to move away from the “plaintiff mill” model and focus on building personal relationships with those he represents. As a seasoned litigator, he has tried dozens of first-chair cases to verdict, specializing in high-stakes litigation involving catastrophic injuries and complex truck accidents. His dual-state practice allows him to provide aggressive representation across both South Carolina and Georgia, ensuring victims of negligence receive the maximum financial compensation possible regardless of which side of the state line the accident occurred.
Paul’s commitment to excellence is reflected in his record of significant achievements, including a $10 million tractor-trailer wrongful death settlement and a $3.9 million moped-versus-truck recovery. His credentials and bar admissions in both South Carolina and Georgia underscore his deep roots in the regional legal community. Beyond the courtroom, Paul is a dedicated advocate for his local community, contributing his time and resources to organizations such as the United Way, Red Cross, and Hands On Greenville, all while working to make South Carolina a safer place for everyone.
