Insurance companies have a reputation for taking advantage of claimants. When you suspect the insurance company is undervaluing your settlement, denying your claim without good cause, or otherwise engaging in bad faith tactics, you may be able to take action against them.
With help from a dedicated Seneca insurance defense coverage lawyer at Hammock Law Firm, you can fight back against profit-driven insurance companies and secure the compensation and benefits that are rightfully yours. We can discuss the details of your case during a no-cost, risk-free consultation.
Why Do Insurance Companies Deny Claims?
When you purchase your insurance policy, you expect it to cover and protect you as intended. Unfortunately, insurance companies are profit-driven and often prioritize their own interest above their policyholders and claimants. Insurance companies look for every opportunity they can find to deny your claim and prevent you from accessing the compensation that is rightfully yours.
Although insurance companies may have valid reasons for denying claims, they can be held accountable and forced to compensate when they undervalue or handle your claim in bad faith. First, you can appeal the decision, and if they still deny your claim and you believe it’s in bad faith, you can file a lawsuit.
For a free legal consultation with a insurance defense coverage lawyer serving Seneca, call 864-740-8653
Damages You Can Recover in Your Claim
With an insurance defense coverage attorney on your side, you may be able to access the compensation and benefits you are entitled to as part of your insurance policy. However, the amount of compensation and benefits you recover can vary depending on the details of your case.
For example, if you were injured in a motor vehicle accident, your attorney may be able to help you recover compensation for the types and amounts of coverage that should be provided by the insurance company, such as:
- Costs of repairing or replacing your vehicle
- Lost income
- Other property damages
- Medical expenses
These are just a few of the damages you could recover from your insurance claim. Your attorney will need to closely evaluate the details of your case to determine the exact types and amounts of damages you are entitled to.
Seneca Insurance Defense Coverage Lawyer Near Me 864-740-8653
Types of Insurance Denials We Can Help With
An insurance coverage denial attorney at Hammack Law Firm serving Seneca is a trained professional who will be prepared to deal with the unscrupulous tactics insurance companies utilize to take advantage of claimants and policyholders. A quick review of your case will determine whether the insurance company is acting in bad faith.
You may be surprised to learn that there are state and federal laws in place designed to protect policyholders and claimants from dishonest insurance companies. Our firm will be prepared to help you deal with any of the following types of insurance claims:
- Renters insurance
- Flood insurance
- Auto insurance
- Homeowners insurance
- Life insurance
- Health insurance
- Dental insurance
- Professional liability insurance
These are only a few of the different types of insurance coverage denials our firm is prepared to handle. If your insurance company has denied you in another type of claim and you are not sure where to turn for help, the team at Hammack Law Firm can help you explore your legal options.
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What to Expect From the Insurance Company
Insurance companies are profit-driven and will often prioritize their own needs over their claimants. This way, they can reduce their profit loss wherever possible. However, when a policyholder makes payments on their premium regularly and in full, they should be able to access the benefits that are rightfully theirs.
Insurance companies have been known to undercut your coverage, act in bad faith, and flat out deny claims that should have otherwise been approved. Fortunately, you can rest easier when you have a strong legal advocate on your side. We can help you defuse an already stressful situation, negotiate with the insurance company, and hold them accountable if they are acting in bad faith.
South Carolina Law Holds Insurance Companies Accountable
In fact, under S.C. Ann. § 38-59-20, insurance companies can be held accountable to the fullest extent of the law for improper claims practices. If the insurance company diminishes the value of your claim or otherwise refuses to honor your insurance policy, we could help you bring them to justice and access the benefits and compensation you deserve.
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How an Insurance Defense Lawyer Can Help You
Many people dealing with insurance companies are hesitant to contact a lawyer for help. They have preconceived notions that hiring an attorney will cost them a significant amount of money. However, when you choose to work with an insurance defense attorney at our firm, you may be able to work on a contingency agreement.
Here, we will not ask you to cover any expenses upfront. In fact, we will take on all of the expenses that come with building your case against the insurance company. Once we recover the compensation you deserve, you will then cover your attorney’s fees with a portion of this settlement.
Having a knowledgeable insurance coverage denial lawyer on your side can help you put the insurance company in their place and show them that you mean business. We can help you handle any type of insurance dispute. But be sure to act quickly. Under S.C. Ann. § 15-3-530, you may only have three years to get your lawsuit against them filed. Explore your legal options further during your complimentary consultation to discuss the details of your case.
Get Help From an Insurance Defense Coverage Lawyer in Seneca
Dealing with the insurance company is one of the most tedious aspects of the claims process. The last thing you expect is for them to put up a fight when you have faithfully paid your insurance premiums.
When you are dealing with a challenging insurance dispute, and you are not sure where to turn for help, reach out to a Seneca insurance defense coverage lawyer at Hammock Law Firm. We proudly offer no-cost, risk-free consultations to individuals across Seneca and nearby cities. Take advantage of this opportunity when you call our office and get started on your case.
Call or text 864-740-8653 or complete a Free Case Evaluation form