If you believe your insurance company is unreasonably denying your claim, undervaluing your settlement, or otherwise acting in bad faith, a Greenville insurance defense coverage lawyer from Hammack Law Firm may be able to help. We know the laws that insurers must follow and can hold them responsible if they refuse.
We protect policyholders when they need help fighting their own insurance company following a claim. We also handle many types of claims from the beginning, helping clients avoid this situation. We provide free consultations so you can learn more about our services.
What If My Insurer Denied My Claim or Refused to Pay Fair Compensation?
You pay for your insurance premiums and expect your policy to cover you when you need it. However, this is not always what happens. Insurance companies often look for reasons to deny your claim, undervalue your case, or otherwise keep you from recovering the money you need and deserve.
While there are some valid reasons for denying a claim, the insurer must provide you with an explanation based on the policy and facts of your case. If they denied or undervalued your claim for unfounded reasons, you may have an argument for bad faith.
What Happens If We Win Your Case?
A successful insurance defense case allows you to recover the money from the insurer based on your policy and the facts of your claim. The value of this payout and the types of damages you can recover vary greatly depending on your original claim.
For example, if your insurer has refused to pay based on your uninsured motorist coverage after a hit and run crash, we may be able to help you get damages that include:
- Your medical bills
- Lost wages
- Vehicle repairs
- Pain and suffering damages
Additional financial compensation may be available in this type of case. We can help you understand your recoverable damages following our case review and investigation.
For a free legal consultation with a insurance defense coverage lawyer serving Greenville, call 864-740-8653
Hammack Law Firm Can Help You with Your Greenville Claim
The attorneys from Hammack Law Firm’s Greenville office know how insurance claims work, and the tactics insurance companies use to reduce the money they pay out to policyholders and claimants. We can quickly determine if you have a valid claim and if the insurer is acting unethically, in bad faith, or based on unfounded reasons.
Our team is well aware of the applicable state and federal laws that protect our clients from unfair and bad-faith insurance practices. We can help you fight for what is right in your case. This could include claims based on:
- Auto insurance policies
- Health or dental insurance
- Homeowners insurance
- Renters insurance
- Life insurance
- Professional liability insurance
Our Greenville office is at 223 W Stone Avenue in Greenville, SC. We have additional offices in Spartanburg, Anderson, Pickens, and Seneca.
At Hammack Law Firm, we pride ourselves on ensuring our clients feel like a member of our family. Our reviews show that we fight to protect our clients’ rights, seek just compensation for each of them, and provide the support and services they need.
Greenville Insurance Defense Coverage Lawyer Near Me 864-740-8653
South Carolina Law Protects Against Improper Claims Practices
While most people think of their insurance as a shield for their financial health after the unexpected happens, it is often their own company working against their best interests. Policyholders pay monthly and expect to receive timely and appropriate payouts when they need to file a claim. However, this is not always what happens.
Insurance companies often pressure adjusters to pay out as little as possible, and this can cause the insurance representative to:
- Act in bad faith
- Try to undercut your coverage
- Deny your claim altogether
We understand that there are few things more frustrating than getting into a dispute with your own insurance company when you are already in a difficult and stressful situation that led to you filing a claim in the first place. We are here to help. We can manage your claim, negotiate with the insurer, and hold them accountable for bad faith if necessary.
Our team is familiar with the state laws related to proper claims practices. S.C. Ann. § 38-59-20 outlines several improper claims practices. We often use this law to build our case and hold these insurance companies responsible for their unethical and improper actions.
This law, and others, support your ability to hold your insurance company responsible for bad faith. If your insurer refused to honor your insurance policy or unreasonably diminished the value of your claim, Hammack Law Firm is here to help.
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When Can Hammack Law Firm Help with My Insurance Claim?
At Hammack Law Firm, we represent our clients based on contingency. We never ask you to pay upfront fees for our services or representation. We take our pay as a percentage of your compensation, never from your own pocket.
Having our team on your side can prevent the insurer from continuing their bad behavior, get them to act in good faith, and possibly keep them from wrongfully denying your claim in the first place. We may help you with any type of insurance dispute you are facing or that you are worried will develop.
While our team can defend you against your insurance company’s bad faith and protect your rights in these cases, we can also help you file many types of claims from the beginning. For example, we handle personal injury claims if you enlist our help before beginning the claims process. Under S.C. Ann. § 15-3-530, you only have three years to file these lawsuits in most cases.
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Hammack Law Firm Reviews Insurance Defense Cases for Free
If you live or work in Greenville and need help with an insurance dispute, Hammack Law Firm is here for you. We will assess your legal options today for free. We can sit down with you and evaluate your current situation, offer possible solutions, and explain our services.
Call (864) 326-3333 now to speak with our team about how to get started.