Greenville Uninsured Car Accident Lawyer

    Injured? We can help you.

    Let's go get your money

    Getting your losses paid by the at-fault party can be a challenge if you got hurt in an accident with an uninsured or underinsured driver. You may have to file a claim with your own insurance, but depending on the uninsured motorist coverage you have, you may need to take additional legal action to get the compensation you need.

    A Greenville uninsured car accident lawyer at the Hammack Law Firm can sort out the insurance questions, explore your options, and help you navigate through the claims process. You do not have to go through this on your own.

    If we accept your case, we will do so on a contingency fee basis. We will get paid out of the insurance proceeds or award at the end of the matter, which means that you do not have to pay upfront attorney’s fees.

     You can call us today at (864) 326-3333 for a free consultation.

    Your Automobile Insurance Coverage Could Cover Your Damages

    If the other driver does not have automobile liability insurance at the time of the accident, you might still be able to get money damages through a claim with your own insurance company. Uninsured motorist coverage is required for every policy issued under South Carolina law. 

     Uninsured motorist coverage helps people who get hurt in accidents caused by an uninsured motorist. A common scenario with uninsured motorists is that they may not be able to afford to cover your damages. Still, that does not mean you automatically get the short end of the stick and have to suffer the consequences for their actions.

     According to the South Carolina Department of Insurance (DOI), state law requires all drivers to carry uninsured motorists coverage, which can cover the costs for injuries and property damage. Some automobile insurance companies also offer underinsured motorist coverage, but drivers are not required to carry this kind of policy.

     If you have an insurance policy, you have uninsured motorist coverage of at least $25,000 per person and $50,000 per accident if more than one person is injured. Your policy may have more coverage and generally pays up to the insurance policy's liability coverage. If your damages exceed the minimum coverage amount, your lawyer can try to negotiate a higher settlement with the insurance representatives based on your case’s outstanding circumstances.

     You do not have to go through an insurance claim battle on your own. A Greenville uninsured car accident lawyer at the Hammack Law Firm can evaluate potential strategies for your case. You can call us today at (864) 326-3333 for a no-cost case review.

     If the Uninsured Driver Was Working at the Time of the Accident

    If the driver was working at the time of the accident, the employer might be held liable for your damages. The driver’s lack of insurance could be less relevant to your chances of recovering money damages since you might have the option of pursuing compensation through their employer’s insurance.

    If you cannot reach a settlement with the employer’s insurance representatives, you may file a personal injury lawsuit against this party in hopes of securing compensation.

    Damages You Might Be Entitled to Collect After an Uninsured Motorist Accident

     Once you and your lawyer determine the liable parties, you can go after money damages for your losses. How much compensation you might be able to collect will depend on the specific damages and losses you experienced during and after the accident. Financial damages will be based on actual costs you spent or lost, while other damages may follow a separate calculation to cover general damages.

     Here are some of the types of money damages we have won for our clients:

    • Medical bills: You can usually recover the reasonable cost of the medical treatments you needed for your injuries. This category can include things like ambulance rides, trauma center care, hospital stays, diagnostic procedures, surgeries, doctor’s appointments, physical therapy, and prescription drugs.
    • Rehabilitation treatment: After a traumatic injury, a person might need several months of specialized care in a rehabilitation facility. You may be able to get awards to cover the costs of inpatient and outpatient rehabilitation.
    • Long-term care: You may receive awards if you require daily assistance with medical treatments and personal care.
    • Lost income: The paychecks you missed while you could not work because of your injuries can be compensable. This category can include lost wages, salary, self-employment, and other forms of regular income. If your employer paid you for the time you were away from the job, there is no loss.
    • Future lost income: Severe injuries can leave a person unable to perform the same tasks as before. Some impairments might require an injured individual to take a lower-paying job or work fewer hours, resulting in a loss of future income.
    • Equipment: The injured person might need a wheelchair, crutches, adapted vehicle, or other items because of his injuries. You may be compensated for these purchases if your insurance did not cover them.
    • Pain and suffering: This category applies to the physical discomfort and mental distress of the accident and your injuries.
    • Other intangibles: Things like disfigurement, loss of enjoyment of life, and post-traumatic stress disorder (PTSD) fall into this category, which encompasses noneconomic losses. Although these damages do not have an assigned monetary value, we can calculate a fair amount for your intangible damages.

      The amount of money damages you can pursue will depend on the facts of your claim. The severity of your injuries and long-term impairment are two of the main factors that go into the calculation of your case’s value.

      Our Law Firm Can Help with Your Uninsured Motorist Car Accident in Greenville

      Cases involving uninsured motorists are sophisticated and difficult. A Greenville uninsured car accident lawyer can help you go after compensation from the responsible party or your uninsured motorist coverage.

      At the Hammack Law Firm, our clients get the benefit of a warm, supportive atmosphere in which we treat you like our family and friends. We understand that you might be dealing with your injuries and other outcomes from the collision. We try to make the claims process as stress-free as possible. If appropriate, we can file a lawsuit on your behalf.

      Check out the testimonials on our website from our happy clients. They were once where you are now, wondering what to do after an accident. You can call us today at (864) 326-3333 to find out how we can help you.

      Our Client Bill of Rights offers a 30-day unconditional satisfaction guarantee —no costs and no fees. We serve our Greenville clients in all areas of personal injury, including auto and motorcycle accidents, truck accidents, and boating accidents.

      To get started with our Greenville personal injury law firm, please simply contact us online or call 864-326-3333 for a free consultation.

        Let's go get your money


        I am so thankful for Paul and his team! My wife was hit by a car over a year ago while standing watching our kids at a field day. Paul and I discussed the situation and it was clear because of the significant liability on the part of the person driving the car that we needed to pursue an insurance settlement. We made one phone call to the hospital and insurance company and knew we were in over our heads. After that I knew that HLFs expertise was necessary to navigate these waters. They did a terrific job and exactly 7 months after the incident, all was settled. We are extremely satisfied and thankful for their work.
        Did I mention Lynn? AMAZING. So refreshing to watch pros navigate what could be a stressful and drawn-out process with elegance and efficiency.
        Haro Setian
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        Excellent legal service. Got me a very fair settlement from a vehicle accident, kept me fully informed during the process. Well Done!
        John Davis
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        (Translated by Google) Excellent service in my car accident case. A law firm really reliable and professional staff atendiéndome in my language. (Original) Excelente servicio en mi caso de accidente de auto. Una firma de abogados realmente confiable y con personal profesional atendiéndome en mi idioma.
        Fernando Rocha
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        Well…I guess in my eyes a Testimony is more valuable than a Review! My wife has been involved with her case with the help of Hammack Law Firm. I was not involved nowhere near as much as my wife but yet I witnessed the struggle. Paul doesn’t make promises and guarantees that he can’t keep but the one promise and the one guarantee is that he will do everything he can to help you and be there for you! The measures of this man is immeasurable because he’s a man of Faith. My wife and I witnessed that first hand. Paul’s staff shows what his expectations are to be which makes them great at what they do! Now some of you may not post such praises and positive vibes but one can only speak from one’s experience and ours was Highly Favored! Stay Focused Paul you and your staff are continued to be destined for Greatness!

        Adam Johnson
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        I went to 3 other law firms first and they all told me my case was not worth pursuing. I had a serious incident and went through a lot so I decided to try 1 more. They took my case and Paul got me a lot more than I expected! Everyone there is so helpful & friendly. Traci was also amazing! Thank you soooo much for everything.
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        Absolutely a great group of people to work with. I don’t think I could have chosen a better firm to handle my case. Everyone is friendly and informative. If I ever have anymore legal issues I will be going back!
        Courtney Brown
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        I have been very pleased with the Hammack Law Firm. This firm has been helpful in all ways of settling a dispute. If one ever needs an attorney, Hammack Law Firm is the best ! Everyone that works here is most helpful, courteous and very professional!
        Jackie Looper
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        My experience with this law firm was wonderful I recommend anyone who is in need of a lawyer to contact this law firm!
        Briajah Rodgers
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        I have had nothing but great experiences with this company. Mr Hammack,Tracy,and Shelly are very great to work with. They are on top of your case. I have never had to deal with this type of situation so they explained the whole process. Thanks you guys!!!!!
        Kristi Mull
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        I was bery pleased with paul hammack and his staff.
        Brad Haynes
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        We are very pleased with hammack law firm.

        Alycia Jones
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        Wonderful team, they know how to care care of clients!
        Dan Hammack
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        Paul and the entire Hammock Law Firm operate with integrity and excellence. The firm provides a client-centered approach to the case at hand, delivering the best achievable results. Highly recommended!
        Dr. Cameron Guida
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        Hammack Law Firm is absolutely one of the finest, profressional group of people I have ever met. They are compassionate about what they do. Paul is very personable and reaches out to each and everyone of his clients to keep them informed on their case! I give them a five star rating!!
        Lauren Marvin
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        Paul is a fantastic attorney. He is very easy to talk to, and provides excellent legal service. Highly recommended.
        Dan Crotchett
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        They were very friendly and nice. They answered all My questions very well. They welcomed my whole family. Did everything that I expected and more.
        Kimberly Higgins
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        Def! 5 stars recommended to friends and family… They have bilingual staff and 100%/dedicated to your case!!! Staff is amazing!!!
        Brenda Monroy
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        They were super nice and knew how to help me and were really friendly and helpped my family when we needed it.
        Brittany Higgins
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        Great group. Very professional atmosphere!
        Hardy Auston
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        Great experience!
        Ben Dixon
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        Hammack law firm was so easy to work with.
        Denise Tessneer
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        Attorney Hammack and his team of professionals are absolutely wonderful. They were informative every step of the way by explaining the personal injury process. They worked tirelessly to ensure that I would be granted the largest settlement possible and I did! They are a great law firm that I will recommend to anyone looking to be treated with dignity and respect. Thanks so much to all of you for the legal service provided to me!
        LaConda Moore
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        When I had my car accident, my life suddenly and radically changed. Instead of running my company and traveling all over the country to see clients, I found myself in bed for weeks, unable to move, facing multiple surgeries and procedures, and fully at the mercy of family and caretakers. Paul took our case and helped us through the emotional and financial strain of the situation. He helped us get the full insurance settlement quickly and efficiently, which helped get our life back on track.
        Beckie R
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        My husband and I were represented by Hammack Law Firm in an insurance dispute. Paul helped us get the most out of our case and avoid litigation.
        Donna W
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