Teen drivers have less time on the road than their older counterparts. This lack of experience can factor into the likelihood of causing a crash, according to the Centers for Disease Control and Prevention (CDC).
There could be special considerations when a teen causes an accident, including those pertaining to liability and who may be required to pay for your losses. An Anderson teen driving accident lawyer can explain such issues to you in appropriate detail.
The team at Hammack Law Firm offers a small firm feel with big firm experience. We can help if you were injured or lost a loved one because of a teen driver. Call Hammack Law Firm today at (864) 326-3333 for a free consultation.
Contributing Factors Surrounding Your Anderson Teen Driving Accident
The CDC notes that teen drivers account for a disproportionately high share of traffic-related deaths and injuries.
It lists several factors that contribute to teenage drivers being involved in accidents, including:
- A lack of experience driving, which affects a young driver’s ability to employ defensive driving maneuvers
- Being prone to risky behaviors, such as driving while intoxicated and speeding
- Driving during dangerous periods, such as at night or during rush hour
The CDC notes that teenage drivers may also be increasingly prone to distracted driving, with cell phones being the primary source of distraction.
Some types of distracted driving that teens may engage in include:
- Posting on social media platforms
- Making phone calls while driving
- Reading or sending text messages while operating a motor vehicle
- Recording video or taking photographs while driving
- Eating or drinking while operating a motor vehicle
- Taking eyes off of the road to engage with other passengers
The National Highway Traffic Safety Administration (NHTSA) states that “teens aren’t ready to have the same level of driving responsibility as adults.” Yet, just like adults, teenage drivers have a duty of care to all road users. They are responsible for taking measures that keep others from getting harmed.
If you or a loved one suffered harm because of a teenage driver, then you may be entitled to coverage for your losses. The state of the teen’s insurance policy—which may be their parent’s insurance policy—could play a role in determining how you pursue compensation.
Teen Driver Insurance in South Carolina
The South Carolina Department of Insurance (DOI) notes that while teen drivers can get their own insurance policy, parents may choose to add their child to their own policy. Whether or not a teen driver is insured on their parents’ policy could affect who can be held liable for your accident. It is possible that while a teenage driver is at-fault for the collision, their parents can be held financially liable.
S.C. Code § 56-1-110 notes that:
- A person who signs a teen driver’s application for a license or beginner’s permit could be responsible for the harm that the teen driver causes.
- This liability could come into play if the teen driver’s insurance does not adequately cover your collision-related losses.
Your Anderson teen driving accident lawyer will review the teen driver’s insurance coverage and seek a settlement through that avenue if possible. If this is not possible, then you may have to file a lawsuit.
Call Hammack Law Firm today at (864) 326-3333 for more information. Your attorney will treat you like family after being injured by a negligent driver.
Determining Liability for Your Collision-Related Damages
One of the first steps that your lawyer may take is to determine who is financially responsible for your accident.
Liability may rest on:
- The teen driver responsible for your collision
- The parents of the teen driver
- The employer of the teen driver if they were operating a company vehicle at the time of the collision
Any party that had some role in causing your accident, or is responsible under legal concepts such as strict liability, could be held responsible for your financial damages.
Once your lawyer determines fault and liability, then they will proceed with your case by:
- Filing your claim or lawsuit to the appropriate venue
- Gathering evidence relevant to your accident
- Obtaining documentation of eyewitnesses
- Speaking with field experts to strengthen your case
- Calculating your total losses from the accident
- Negotiating for a settlement
- Completing a trial in court, if necessary
Your lawyer will handle all of the legal obligations associated with completing your case. At Hammack Law Firm, our goal is to treat you and your family with compassion as we defend your legal interests.
You Can Recover Your Accident-Related Losses
Whether you pursue coverage for your losses through an insurance claim or a lawsuit, you may receive compensation to cover your accident-related losses.
Recoverable losses from a teen driving accident include:
- The income you do not earn because of missed time from work
- Permanent harm to your earning power
- Medical costs related to your health condition
- Physical and psychological therapy that you require because of accident-related trauma
- The value of pain and suffering you have endured
- Damage to your property
- Damages associated with wrongful death, such as funeral expenses, loss of consortium, and your loved one’s final medical bills
Our firm wants to help you get full compensation for the cost of your collision-related damages. When considering the value of hiring our team, we encourage you to read our client testimonials and Google reviews.
Call Hammack Law Firm Today
Just like all motorists, teen drivers have a duty to operate their vehicles with care. If you were injured or lost a loved one because of the actions of a teen driver, then an Anderson teen driving accident lawyer can serve your interests.
Call Hammack Law Firm today at (864) 326-3333 to find out about our legal team.